Most Online Side Hustles Earn You Less Than Minimum Wage
I tracked the hourly rate from my first six months freelancing online. The results made me completely rethink how side hustles actually pay out.
Side Hustles & Income
Investing for Beginners
I Opened My First Brokerage Account and Lost Money Before I Even Started
New investors lose money on preventable account mistakes—not bad stock picks. Here’s what actually costs beginners in their first year of investing.
Uncategorized
The SpaceX IPO Is Almost Here, and I Genuinely Can’t Decide What to Do
So this is the thing that’s been rattling around my head all week. The SpaceX IPO is no longer some
Budgeting & Saving
Zero Based Budget vs 50 30 20 Rule Compared
Which budgeting method actually works? I tested both for months. Here’s what the zero-based budget and 50/30/20 rule each get wrong and right.
Investing for Beginners
Your First Years of Compound Interest Feel Broken Because the Numbers Are Still Too Small
Beginning investors get discouraged when early growth seems slow. Understanding why compound interest starts weak helps you stay committed to building wealth.
Budgeting & Saving
Saving $1000 in 60 Days Without a Side Hustle Is Harder Than It Sounds
I saved $1,000 in two months without extra income by cutting hidden spending leaks. Here’s what worked and the sacrifices nobody warns you about.
Retirement Planning
Your 40s Are When Retirement Planning Mistakes Cost the Most
Five mistakes people make with retirement planning in their 40s—and why this decade matters more than any other for your financial future.
Side Hustles & Income
Side Hustles Cost More Than You Think When Starting Out
Most side hustle advice skips the hidden costs, tax headaches, and client nightmares that blindside beginners. Here’s what actually drains your profits.
Debt & Credit
The Debt Avalanche Saves More Money But Most People Quit
I paid off debt both ways. The avalanche method saved $4,200 in interest, but the snowball method has a 40% higher completion rate. Here’s the math.
Investing for Beginners
Timing the Market Fails Even for People Who Get Paid to Do It
Most investors lose money trying to time the market, even professionals with decades of experience. Here’s what happens when you wait for the perfect moment.